FunderPro Instant Account Terms & Conditions

1. Overview

These FunderPro Instant Account Terms and Conditions (“Terms and Conditions”) govern your participation in the Instant Account Program (“Program”) offered by FunderPro (“Company”, “we”, “us”, or “our”).

By accessing the Program, you (“Provider”) enter into a legally binding agreement with the Company and agree to comply with these Terms.

The Program provides you with immediate access to a simulated trading account funded with virtual capital placed by the Company, without requiring you to complete or pass any challenge, assessment, or evaluation phase.

All trading activity under the Program occurs in a simulated/demo environment using virtual funds only.

No real money is deposited in your trading account, no live-market execution is provided to you, and profits/losses displayed are hypothetical performance metrics.

You must carefully read these Terms and Conditions before participating. If you do not agree with these Terms, you must not access this Program.

2. Definitions

–“Account”: means a simulated trading account provided by the Company containing Virtual Funds.

–“Dashboard”: means the Company’s proprietary online interface through which the Provider manages the Account.

–“Fee”: means the service charge paid by the Provider for access to the Program.

–“Services”: means the simulated trading services provided by the Company under this Program, including but not limited to access to the Account, Trading Platform, Dashboard, performance analytics, evaluation tools, and any related technical or support services.

–“Trading Platform”: The software environment used to place simulated trades.

–“Trading Rules” means the operational, risk management, and conduct rules applicable to the Program, as published by the Company on its website and/or Dashboard, including but not limited to those available at: https://funderpro.com/trading-rules/. The Trading Rules form an integral part of these Terms and may be amended by the Company from time to time at its sole discretion.

–“Virtual Funds” Simulated capital placed by the Company for demo trading purposes.

3. Scope of Services

3.1 What the Company Provides

The Company provides you with:

• access to an Account funded with virtual funds;
• access to the Trading Platform and Dashboard;
• performance tracking, analytics, and evaluation tools;
• program rules, risk controls, and operational parameters.

3.2 What You Provide

You may execute simulated trades only in accordance with these Terms and Conditions and the Trading Rules.

3.3 No Guarantee of Funding or Continuity

You acknowledge that the Company does not promise or guarantee any funding, outcomes, approvals, rewards, or continued access. The Company may, at its sole discretion, determine the availability, size, or continuity of Virtual Funds and Program features.

4. No Investment Services; No Advice

4.1 Nothing in these Terms and Conditions or the Services constitutes investment services, execution of orders, dealing on own account, portfolio management, brokerage, or investment advice.

4.2 The Company does not provide trading recommendations, signals, or instructions. All decisions made within the simulated environment are solely yours.

5. Eligibility

5.1 You must be at least eighteen (18) years old to participate in this Program. 5.2 You must have full legal capacity to enter into binding agreements.

5.3 You acknowledge and agree that it is your sole responsibility to ensure that your participation in the Program complies with all laws, regulations, and requirements applicable in your country of residence or any other jurisdiction relevant to you, including obtaining any required licenses, registrations, or authorisations.

The Company does not:

• Verify whether you are legally permitted to participate in the Program in your jurisdiction;
• Provide legal advice regarding local regulatory requirements;
• Assist in obtaining any licenses, registrations, or authorisations.

5.4 The Company may restrict or refuse Services in certain jurisdictions and may suspend/terminate Accounts if you access the Services from a restricted location or breach geo-restrictions.

5.5 If the Company determines, at its sole discretion, that you do not meet eligibility requirements or are participating unlawfully:

• Access to the Program may be restricted or terminated immediately; and
• The Fee shall be non-reversible, non-adjustable, and fully retained by the Company.

6. Program Parameters

6.1 Maximum Loss/ Trailing Drawdown

From the initial Account balance, the Account equity must not fall below 94% at any time. A trailing drawdown applies, meaning the minimum allowable equity level will increase as the Account achieves higher performance. Based on trading results, this trailing threshold may rise incrementally up to a maximum of the initial starting Account balance. Once the trailing drawdown reaches initial starting Account balance, it becomes fixed and no longer trails, and the equity must thereafter remain above this initial starting Account balance level at all times.

6.2 Inactivity

Accounts with no trading activity for more than thirty (30) consecutive days may be disabled and terminated without refund and/or performance reward.

6.3 Add-ons and Promotions

Add-ons and promotions may modify applicable rules. Where applicable, add-on terms prevail.

6.4 Consistent Trading Performance

In order to be eligible for a reward, the Account must demonstrate consistent trading performance. This requires the generation of a minimum profit of 0.5% on at least five (5) separate trading days. Furthermore, to ensure that profits are derived from sustained trading activity and not from isolated results, the single most profitable trading day must not account for more than 15% of the total profit amount requested for reward. If, at the time a reward request is made, the most profitable trading day exceeds this 15% threshold, the profits shall not be eligible for reward. In such cases, trading may continue until the overall profit increases to a level where the most profitable trading day represents 15% or less of the total profit requested for reward. Only then shall the profit become eligible for reward.

7. Prohibited Trading Practices

You, as the Provider, must not engage in any conduct, activity, or trading behaviour that undermines the integrity, realism, or risk framework of the Program or the Company’s systems. The following practices are strictly prohibited, whether carried out intentionally or unintentionally.

7.1 Market and Platform Exploitation

a) Exploiting system errors, platform malfunctions, inaccurate pricing, delayed quotes, or latency-related inefficiencies;

b) Trading based on external, alternative, or slow price feeds, or engaging in gap exploitation strategies;

c) Executing trades at demonstrably off-market prices or benefiting from pricing anomalies.

7.2 Arbitrage and Manipulative Strategies

a) Any form of arbitrage, including but not limited to latency arbitrage, statistical arbitrage, triangular arbitrage, volatility arbitrage, market-making arbitrage, or similar strategies;

b) Strategies designed to guarantee order execution during periods of low liquidity or abnormal market conditions;

c) Any activity intended to artificially limit drawdown, lock in results, or distort simulated risk exposure.

7.3 Hedging and Coordinated Trading

a) Hedging across multiple Accounts, platforms, firms, or counterparties, including:

i) Opening opposing or correlated positions across different Accounts owned or controlled by the Provider;

ii) Hedging between a Company Account and any external trading account;

iii) Coordinated hedging with other users or third parties;

b) Coordinated or “group trading,” including entering mirrored, correlated, or opposing positions across multiple Accounts to manipulate results or risk exposure.

For the avoidance of doubt, hedging is permitted only where explicitly allowed within a single Account under the applicable Trading Rules. All other hedging activity is strictly prohibited.

7.4 Automation, Technology, and Execution Abuse

a) Use of automated trading systems, artificial intelligence, high-frequency strategies, or mass order execution designed to manipulate, disrupt, or gain an unfair advantage;

b) Use of software or tools that interfere with the normal operation, stability, or security of the Trading Platform or Company systems.

7.5 Unrealistic or Excessive Risk Behaviour

a) Over-leveraging, excessive exposure, or gambling-style trading;

b) Grid trading, tick scalping, Account cycling, or similar unrealistic strategies;

c) One-sided or highly concentrated exposure inconsistent with normal market conduct;

d) Opening position sizes that are abnormally large or small relative to the Provider’s typical trading behaviour.

7.6 Copy Trading, Account Sharing, and Third-Party Access

a) Copy trading or signal replication without the Company’s prior written authorization;

b) Allowing any third party to access, control, or trade the Account;

c) Trading or managing Accounts on behalf of another person or entity, whether professionally or otherwise.

7.7 Identity Misrepresentation and Location Concealment

a) Providing false, misleading, incomplete, or inaccurate personal information at any time;

b) Using VPNs, proxy servers, anonymizers, or similar technologies to disguise or misrepresent identity, location, or jurisdiction;

c) Circumventing geo-restrictions or eligibility requirements through technical or deceptive means.

7.8 Behavioural and Ethical Misconduct

a) Engaging in fraudulent, illegal, or unethical conduct in connection with the Program;

b) Harassment, abuse, intimidation, or defamatory conduct toward the Company, its staff, affiliates, contractors, or other users;

c) Conduct that may reasonably harm the Company’s reputation, operations, or regulatory standing.

7.9 General Prohibition and Circumvention

a) Attempting to bypass, circumvent, or undermine any Trading Rule, Operational Rule, or risk control;

b) Assisting, encouraging, or facilitating any third party to engage in prohibited conduct;

c) Any activity that the Company, in its sole discretion, determines to be inconsistent with fair use, realistic simulation, or the Company’s risk management framework.

7.10 Enforcement and Effect of Breach

Any breach or suspected breach of this Section and/or the Trading Rules, whether carried out intentionally or unintentionally, shall constitute a material breach of these Terms and Conditions.

The Company may, at its sole discretion, suspend or terminate access, close positions, deny rewards, and retain the Fee in full. The Provider expressly waives any claim against the Company arising from enforcement actions taken under this Section.

8. Know Your Customer (KYC)

8.1 Upon registration to the Program, the Provider will be required to complete identity verification (“KYC”) through the Company’s designated verification process.

8.2 The Provider acknowledges and agrees that:

a) Successful completion and approval of KYC is mandatory before the Provider may submit their first performance-based reward request, where such rewards are offered under this Program;

b) Until KYC is fully completed and approved, the functionality to submit reward request shall remain disabled;

c) Upon KYC approval, the Provider may submit a reward request strictly in accordance with these Terms and Conditions and the applicable Trading Rules.

d) At any time during the Provider’s participation in the Program, the Company may, at its sole discretion, request additional information, documentation, confirmations, or clarifications for verification, compliance, or risk-management purposes.

8.3 Failure to complete KYC within fifteen (15) business days when requested may result in:

a) Ineligibility to submit any reward request; and/or

b) Suspension or termination of the Account at the Company’s sole discretion.

8.4 Any suspension or termination arising from failure to complete KYC shall result in the Fee being non-reversible, non-adjustable, and fully retained by the Company.

8.5 The Company conducts the KYC process through trusted third-party service providers. All KYC information submitted by the Provider is processed and stored by such third-party providers in accordance with applicable data protection laws. The handling of personal data is governed by the Company’s Privacy Notice.

8.6 The Company may conduct sanctions, PEP, fraud, and AML-related checks and may refuse restrict, suspend, or terminate Services where required by law or where risk concerns arise.

9. Fees and Service Charges

9.1 The fees and pricing applicable to the FunderPro Instant Account Program are published on the Company’s official website. You are responsible for reviewing and understanding the applicable pricing details before accessing the Program.

9.2 The Fee paid by you constitutes a service charge for access to the simulated trading environment, technical infrastructure, analytics, performance tracking, and evaluation tools. The Fee does not represent a deposit, investment, or trading capital.

9.3 The Fee is payable in USD or in other currencies made available on the Website. Where payment is made in a currency other than USD, the Fee will be converted using the exchange rate applied by the payment service provider and displayed to you prior to confirming payment. You acknowledge that currency conversion rates and any related exchange premiums are determined by the payment providers and are your responsibility.

9.4 All applicable taxes are included in the Fee, unless otherwise stated. Where you are acting as an entrepreneur or business entity, you remain solely responsible for complying with your own tax obligations and for the payment of any additional taxes, duties, or charges required under applicable law.

9.5 The Fee may be paid using any payment method made available by the Company, as listed on the Website.

9.6 Payments made by credit/debit card, or express payment methods are processed instantly. You are responsible for any fees charged by payment service providers and must ensure that the full Fee is successfully paid.

10. Account Ownership and License

10.1 The Company grants you a limited, non-exclusive, non-transferable, and revocable license to access and use the FunderPro Instant Account Program and the associated Account solely for simulated trading purposes, in strict accordance with these Terms and Conditions.

10.2 The Account, including but limited to all data, trading activity, performance metrics, results, records, and any associated intellectual property, remains at all times the exclusive property of the Company. No ownership rights, proprietary interests, or entitlements are transferred to you under these Terms and Conditions.

10.3 You agree to:

a) Maintain strict confidentiality of all Account-related information, login credentials, and access details;

b) Keep all trading strategies, methodologies, and techniques used in connection with the Account confidential and disclose such information to the Company upon reasonable request for compliance, verification, or risk-management purposes;

c) Use the Account strictly in accordance with these Terms and Conditions, the Trading Rules, and all applicable policies of the Company.

10.4 Any breach of the confidentiality or usage obligations set out in this Section shall constitute a material breach of these Terms and Conditions and may result in the immediate suspension or termination of the Account and this Agreement, without notice and without entitlement to any refund of the Fee.

11. Dashboard

11.1 Each Account is unique and independent. Unless expressly approved by the Company in writing, you may not transfer, merge, combine, or otherwise share initial virtual capital, Trading Rules, parameters, data, credentials, or any other information between the Accounts.

11.2 Access to the Dashboard and Trading Platform is secured through personal login credentials, which must be kept confidential and must not be shared with any third party.

Where the Provider is a legal entity, access may be granted to duly authorised employee(s) or representative(s), provided that the Provider remains fully responsible for all actions performed through the Dashboard and Trading Platform.

You are responsible for all activities that are performed through the Dashboard or Trading Platform. The Company shall not be liable for any loss, unauthorised access, or consequences arising from your failure to safeguard such credentials.

11.3 The Company may, at any time and without prior notice, perform maintenance, updates, upgrades, or technical modifications to the Dashboard or Trading Platform. Such activities may result in temporary interruptions, reduced functionality, or partial or complete unavailability of the Services.

Service interruptions, outages, or performance degradation do not entitle you to any refund, credit, or compensation. The Company shall not be liable for any unavailability of the Dashboard or Trading Platform, nor for any loss, corruption, or damage to data uploaded, transmitted, or stored by you in connection with the Services.

12. Disclaimer of Warranties

12.1 The Services, Dashboard, Trading Platform, and all related content are provided “as is” and “as available”. To the maximum extent permitted by law, the Company disclaims all warranties (express, implied, or statutory), including merchantability, fitness for a particular purpose, and non-infringement. You acknowledge that the Services may contain errors, delays, outages, or inaccuracies.

13. Limitation of Liability

13.1 To the maximum extent permitted by law, the Company shall not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or any loss of profits, revenue, data, goodwill, or business opportunities, arising out of or in connection with the Program or Services. The Company’s aggregate liability, if any, shall in all cases be limited to the Fee paid by you for the relevant Account in the three (3) months preceding the event giving rise to the claim.

14. Indemnification

14.1 You agree to indemnify, defend, and hold harmless the Company, its affiliates, directors, officers, employees, agents, contractors, and service providers from any claims, damages, liabilities, costs, and expenses (including reasonable legal fees) arising out of or related to: (i) your breach of these Terms and Conditions or Trading Rules; (ii) misuse of the Services; (iii) violation of law; or (iv) infringement of third-party rights.

15. Term; Termination; Suspension Of Services

15.1 These FunderPro Instant Account Terms and Conditions commence on the date the Provider first access or uses the Services, unless terminated earlier in accordance with these Terms and Conditions.

15.2 You may request termination for an Account at any time through the Dashboard. Upon termination, your access to the relevant Account, Dashboard and Trading Platform shall be revoked with immediate effect. No refunds, reimbursements, or credits shall be provided by the Company in respect of any Fee paid.

15.3 Any unauthorized use of the Services or breach of these Terms and Conditions shall constitute a material breach. The Company may, at its sole discretion and without prior notice, suspend or terminate your Account, password, or access to some or all of the Services.

Where the Services are suspended for any reason, including non-payment, reinstatement shall require re-subscription and payment of the applicable Fee, unless otherwise determined by the Company.

15.4 If the Provider violates any of the provisions of these Terms and Conditions, the Company reserves the right to restrict, suspend, or revoke access to any Account, the Dashboard, Trading Platform, or other Services, without prior notice or compensation.

15.5 An account shall be deemed active if at least one (1) position has been successfully opened and closed within any rolling period of thirty (30) consecutive calendar days. If an Account remains inactive (i.e., no positions are closed) for more than thirty (30) consecutive calendar days, the Account may be disabled and terminated. Accounts terminated due to inactivity are not eligible for any refund of the Fee.

15.6 The Company reserves the right, at its sole discretion and without prior notice, to restrict, suspend, or limit a Provider’s access to Accounts, products, or Services following a compliance, risk, or integrity review. In such cases:

a) The Provider may be permitted to complete an active Account under standard Trading Rules;

b) The Provider shall be prohibited from accessing the Program or opening additional Accounts;

c) Any purchases to access the Program made after notification of restricted status shall be cancelled and shall not be eligible for any refunds of the Fee or reward;

d) Any attempt to circumvent restrictions, including through the use of alternative identities, email addresses or payment methods, shall result in immediate termination of all related Accounts without refund, and any pending reward shall be forfeited;

e) The Company may close or disable any Account reasonably determined to be associated with a restricted Provider.

15.7 The Company may immediately suspend or terminate the Provider’s Account(s) if it reasonably suspects fraud, misrepresentation, chargeback abuse, submission of false payment evidence, or any other dishonest or deceptive conduct. In such cases, the Provider shall not be entitled to any refund of the Fee or to any reward, and the Company may permanently deny future access to the Services.

16. Right To Withdraw

16.1 You reserve the right to withdraw from these FunderPro Instant Account Terms & Conditions, without providing a reason within fourteen (14) days of its execution. PLEASE NOTE THAT IF YOU BEGIN PERFORMING DEMO TRADES BEFORE THE FOURTEEN (14) DAY PERIOD, YOU EXPRESSLY ACKNOWLEDGE AND AGREE THAT YOU FORFEIT THE RIGHT TO WITHDRAW.

16.1.1 For the avoidance of doubt, you may request cancellation and a refund within fourteen (14) days following the payment of the Fee only if the Account remains inactive, meaning that no trade orders have been placed up to the date the withdrawal request is submitted.

16.2 To exercise your right of withdrawal, you must notify the Company by at support@funderpro.com within the applicable withdrawal period. The Company shall refund the Fee without undue delay and no later than fourteen (14) days from receipt of the withdrawal request, using the same payment method originally used for the transaction.

17. Changes To These Terms and Conditions

17.1 The Company may amend these Terms and Conditions from time to time. Any material changes will be communicated to you in advance via the Dashboard and/or by email. You will be given the opportunity to review the revised Terms and Conditions and either accept them or terminate your agreement if you do not agree with the changes.

Continued use of the Services after the effective date of any amendments shall constitute acceptance of the revised Terms and Conditions.

18. Dispute Resolution, Complaints, and Payment Disputes

18.1 The Company is committed to resolving complaints in a fair and timely manner. If you have any complaint, concern, or issue relating to the Program, the Account, payments, or the Services, you must first contact the Company’s Support Team at support@funderpro.com and provide reasonable details of the issue.

You acknowledge and agree that attempting internal resolution is a mandatory first step before initiating any external complaint, dispute, or action.

18.2 Before initiating any chargeback, payment dispute, reversal, or formal complaint with a bank, card issuer, payment service provider, regulator, or other third party, you agree to first contact the Company and allow the Company a reasonable opportunity to investigate and respond.

18.3 If you initiate a chargeback, payment dispute, or reversal in respect of the Fee paid to the Company, the Company reserves the right to immediately suspend, restrict, or pause the Provider’s Account(s) and access to the Services for the duration of the dispute review process.

Such suspension is a procedural measure intended to protect the integrity of the Program and does not constitute a determination of wrongdoing. The Company may take such action without prior notice and without liability.

18.4 The Company reserves the right to permanently suspend or terminate your access to the Program if it determines, in its sole discretion, that a chargeback or dispute was raised falsely, abusively, or without valid grounds.

A false or unjustified dispute includes, without limitation, circumstances where:

– The Services were provided in accordance with these Terms and Conditions; and – You initiated a dispute after purchasing access to the Program, accessing, or using the Services, including placing simulated trades.

In such cases:

– The Fee shall be non-reversible, non-adjustable, and fully retained by the Company; and

– You may be permanently denied future access to the Services

19. Governing Law

19.1 These Terms and Conditions are governed by and construed in accordance with the laws of Malta. The courts of Malta shall have exclusive jurisdiction to resolve any dispute or claims arising from or related to these Terms and Conditions including non-contractual disputes or claims.

19.2 Clause 19.1 does not limit consumers’ rights under the mandatory laws of their relevant EU Member State or any other applicable jurisdiction.

20. Final Provisions

20.1 These Terms and Conditions constitute the entire agreement between you and the Company and supersede all prior or contemporaneous agreements, representations, or understandings, whether oral or written, relating to the subject matter hereof.

20.2 Nothing in these Terms and Conditions is intended to limit any legal claims set out elsewhere in these Terms and Conditions or arising from the applicable law. If the Company or any third party authorized thereto does not enforce compliance with these Terms and Conditions, or delays exercising its rights under these Terms and Conditions, can in no way be construed as a waiver of any right or claim.

20.3 The Company may assign claims arising under these Terms and Conditions to a third party without your consent. You may not assign, transfer, or otherwise dispose of any rights or obligations under these Terms and Conditions to any third party without the Company’s prior written consent.

20.4 If any provision of these Terms and Conditions is held to be invalid, illegal, or unenforceable, the remaining provisions shall remain in full force and effect.

20.5 By accepting these Terms and Conditions, you acknowledges that you have carefully assessed and accepted all risks associated with participation in this Program.

21. Intellectual Property

21.1 All trademarks, logos, website content, software, and proprietary materials are owned by or licensed to the Company. No rights are granted except as expressly stated. You must not copy, reverse engineer, or exploit the Services without written consent.

22. Behaviour Policy

22.1 The Company is committed to providing fair and consistent service while maintaining a safe and respectful working environment for its employees and users.

All individuals who interact with the Company, including Providers, prospective users, affiliates, and third parties, are expected to communicate respectfully via email, chat, telephone, or other channels.

22.2 The Company does not tolerate abusive, threatening, aggressive, or inappropriate behaviour, including but not limited to:

• Offensive or derogatory language;
• Personal attacks, intimidation, or harassment;
• Deliberate provocation, inflammatory statements, or unsubstantiated allegations.

Unreasonable conduct that disrupts operations or negatively affects staff — including excessive or repetitive communications, unreasonable demands, or refusal to accept reasonable decisions — may result in restricted access to the Services.

22.3 The Company reserves the right to restrict access to Services, close Accounts, or terminate participation immediately and without refund of any Fee if behaviour negatively impacts the Company’s reputation, staff, well-being, or operational integrity.

23. Communication

23.1 All official communications from the Company will be delivered via the Dashboard or email.

23.2 All communications to the Company must be directed to the Support Team at support@funderpro.com.

23.3 Any translations of these Terms and Conditions or related materials are provided for convenience only. In the event of any inconsistency or discrepancy between a translated version and the English version, the English version of these Terms and Conditions shall prevail and be legally binding.

24. Survival

24.1 Sections relating to confidentiality, intellectual property, disclaimers, limitation of liability, indemnity, dispute resolution, and governing law shall survive termination.