Summary
Passing a prop firm evaluation opens the door to trading with significant capital and earning real payouts. But how much can you make? The answer depends on three key factors: your account size, your consistency, and your risk management.
Most prop firms offer a 70–90% payout split, which means you keep the majority of what you earn. The real earning potential comes from scaling up to larger accounts, sometimes as high as $2 million or more, by proving consistent profitability over time.
Introduction: The Question Every Newly Funded Trader Asks
So, you’ve passed your evaluation, or you’re thinking about taking one. Congratulations! You’re probably wondering, “Okay, now what? How much money can I make with this funded account?”
It’s a fair question, and the answer is more interesting than a simple number. Your earning potential with a funded account isn’t capped by a salary. It’s determined by how well you trade, how you manage risk, and how you scale over time.
Some traders make a few hundred dollars a month as side income. Others build this into a five-figure monthly income by managing multiple accounts or scaling up to larger capital.
In this post, we’ll break down the real math, the key factors that determine your earnings, and the roadmap to making serious money with a funded account. Let’s dive in.
The only way to access this kind of life-changing capital and start earning real rewards is by taking the first step. Are you ready to see what you’re truly capable of?
1. The Profit Split and the Math
How Payouts Actually Work
When you trade with a prop firm like FunderPro, you don’t keep 100% of the profits you generate, but you keep most of it. Most firms operate on what’s called a profit split, which is the percentage of your earnings that you receive as a payout.
Industry-standard splits range from 70% to 90%, depending on the firm and account type.
Many firms, including FunderPro, operate in a simulated environment that mirrors as closely as possible real market execution and price feeds. This structure prepares traders for volatility while maintaining fair, transparent reward conditions.
If you want to understand how our system ensures consistent and transparent earnings, read How FunderPro Daily Rewards Differ from On-Demand Rewards.
For more on how FunderPro continues to lead the industry in trader-focused features, see Why FunderPro Is One of the Best Prop Firms in 2025.
The Simple Math
Let’s break this down with an example:
- Account Size: $100,000
- Monthly Profit: 5% = $5,000
- Profit Split: 80% to you, 20% to the firm
- Your Payout: $4,000
That’s $4,000 earned from one month of disciplined trading on a $100,000 account. Do that consistently and you can qualify for a larger account, which means bigger profits and bigger payouts.
Quick Tip: Always review a firm’s profit split and payout structure before joining. Even a small difference in payout percentage can significantly impact your long-term income.
2. The 3 Key Factors That Determine Your Earnings
Now that you understand the math, let’s look at what really drives your earnings.
(Hint: It’s not luck.)
It all comes down to three core factors.
Factor 1: Your Account Size (The Power of Capital)
This one’s simple: the bigger your account, the more you can earn per percentage of profit.
| Account Size | 3% Monthly Gain | 80% Split (Your Share) |
|---|---|---|
| $10,000 | $300 | $240 |
| $100,000 | $3,000 | $2,400 |
| $200,000 | $6,000 | $4,800 |
Your skill doesn’t change, but your earnings multiply as your capital grows. This is why scaling is so important, and we’ll explore that in Section 3.
Factor 2: Consistency (Why Small Wins Beat Big Gambles)
Here’s a truth that surprises many traders: you don’t need to chase huge wins to make serious money. In fact, chasing big wins often leads to big losses.
Consistency means building small, repeatable profits over time. Prop firms reward traders who steadily grow their accounts by 2–5% per month, not those who swing for 20% gains one month and lose 15% the next.
Consistency proves that you have discipline, emotional control, and a reliable system. Those are the qualities firms look for before giving you more capital.
Practical Tip: Focus on a win rate and risk-reward ratio that fits your style. Even a 50% win rate with a 2:1 risk-reward ratio can compound beautifully over time.
Factor 3: Risk Management (The Rules That Protect You)
Every funded account comes with specific risk rules. These aren’t obstacles; they’re safety nets that protect both you and the firm.
The two most common are:
- Maximum Daily Loss: The maximum you can lose in one day, often around 5% of the account.
- Maximum Drawdown: The total loss allowed from your peak balance, usually about 10%.
These rules are your allies. They force discipline, help you cut losses quickly, and prevent emotional revenge trading.
Definition: Drawdown is the decline from your highest equity to your lowest point. For example, if your account peaks at $105,000 and drops to $95,000, that’s a $10,000 drawdown.
Factual Tip: Most account breaches occur from poor risk control in a single bad day, not from weak strategy. Manage your downside, and the upside will take care of itself.
To understand how to avoid violations during volatile events, see News Trading Rules for Prop Traders: How to Avoid Violations.
3. The Scaling Plan (Your Roadmap to High Earnings)
Here’s where things get exciting. The real money in funded trading doesn’t come from your first account; it comes from scaling up.
How Scaling Works
Most prop firms, including FunderPro, offer scaling plans that reward consistent traders with access to larger capital.
A typical progression looks like this:
- Start with a $100,000 account.
- After 3–4 months of consistent profit, scale to $150,000 or $200,000.
- Continue performing, and you can scale up to $500,000, $1 million, or even $2 million in total managed capital.
Imagine the potential:
- 4% profit on a $200,000 account → $8,000 profit → $6,400 payout (at 80% split)
- 4% profit on a $1,000,000 account → $40,000 profit → $32,000 payout
That’s how experienced prop traders reach five or six figures per month. They trade consistently and are rewarded with more capital to manage.
For traders who rely on automated strategies, this scaling flexibility is especially powerful. Learn more in EA-Friendly Prop Firms in 2025: Why FunderPro Leads the Way.
Practical Tip: How to Meet Scaling Requirements
Most firms require you to meet a minimum profit target (often 10%) and trade for a certain number of days (around 30–60).
Here’s what works:
- Don’t force trades to reach targets faster.
- Protect your account first, grow it second.
- Track your consistency metrics, win rate, average risk per trade, and daily profit and loss.
- Be patient. Scaling is a marathon, not a sprint.
The traders who scale successfully are those who trade every day as if they’re already managing a million-dollar account.
Conclusion: Discipline Is the Real Multiplier
So, how much money can you really make with a funded account?
The honest answer: it depends on you.
If you trade with discipline, respect your risk limits, and stay consistent, you can realistically earn from a few thousand dollars a month on smaller accounts to tens of thousands as you scale.
The funded model rewards skill and consistency, not gambling or luck. You don’t need your own capital to start, and your income isn’t limited by a salary. It’s only limited by how well you grow and manage larger capital.
FunderPro’s environment mirrors real market execution and price feeds, helping you prepare for true trading conditions and real payout opportunities. The potential is real, the payouts are real, and if you bring the right mindset, the income can be very real too.
If you’re still deciding on your starting point, check out FunderPro Challenge: 1-Phase vs 2-Phase.
🚀 Ready to Unlock Your Earning Potential?
You don’t need to risk your savings to trade big. For a fraction of the cost, you can prove your skill and access real capital capable of generating five-figure monthly payouts.
Stop dreaming about the money. Start earning it.
🎯 Choose Your Challenge
💰 Start Trading Big
➡️ Your Path to Payouts
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